November 30, 2011

The Paris Bourse is trying to make a new step forward. After three sessions of rise, the CAC 40 opened down. He then went up the slope ahead of 1.04% to 3058 points mid-session.

Operators welcome the announcements of leading finance ministers of the euro zone, Jean-Claude Juncker, made in the night. The latter warned that the Financial Assistance Fund (EFSF) would reach "probably not" the one trillion euros, as had been promised after the crisis summit last October. "The conditions have changed" in the financial markets, he said.

The euro area is turning to the IMF, whose resources should be increased "through bilateral loans" to the institution of Washington "could have adequately the same firepower as the EFSF and cooperate with him in an even closer, "said Jean-Claude Juncker credit reports free.In the process, BNP Paribas advance of 0.91%, 1.44% of Credit Agricole and Societe Generale 0.38.

Laurent-Perrier (4.96% to 68.75 euros)

The group announced on Wednesday champagne avoirtriplé profit in the first half of fiscal year 2011-2012 (ending September 30) through its exports and that he intends to remain cautious about the whole year because of economic context.

Publicis (-0.06% to 33.34 euros)

Maurice Levy, 69, was extended for four years as Chairman of the Corporate Executive Board advertising.

Bouygues (-0.36% to 23.30 euros)

The construction group Bouygues said Wednesday it has awarded two contracts for a combined total of nearly 160 million euros for the construction of residential buildings in Singapore.

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November 24, 2011

Keolis is even better placed to inform Barbara Dalibard that until 2005, the private subsidiary of SNCF held 50% of Eurolines France alongside Veolia, now the sole occupant in France.

Coaches at a smart price that take hours to transport passengers where the TGV broke all records for travel time worrying they then SNCF to the point of removal from the train? "The supply of cars can be a real alternative to the lines used by TGV, says a consultant specializing in transportation. It allows people who do not receive discounts or take their ticket at the last moment to find places for cheap rates. "

Lines also inter-

It is true that the national fee schedule of trips offered by Eurolines is attractive: a Paris-Rennes coach costs only 24 euros when it costs from 55 to 72 euros for a trip by train.

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November 22, 2011

Facebook is preparing to finally get a foothold in the mobile phone industry. The social network would indeed reached an agreement with the Taiwanese smartphone manufacturer HTC that it incorporates the social network within its operating system, reports the specialist site All Things Digital quick payday loan.

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November 21, 2011

The virtues of rental real estate are well known. This is one of the only investments that can make on credit to build wealth. It is also a good way to prepare additional income for retirement. Finally, it is a way to accommodate her children or send them a valuable asset to start in life. However, the life of landlords is not a bed of roses! Some trace their route on this road winding and sometimes treacherous.

This is the case of Vivian B., 57, teacher. This Lyonnaise conducted between 1991 and 2010, three rental investments in his city. "I spaced each acquisition a decade, the time each time to pay off my credit. I always chose the studios in the IVth arrondissement of Lyon, an area popular.The lease payments used to pay me a portion of the loans, but each time I had to add 100 to 150 euros a month, "she says. Handyman, Viviane never hesitates to restore its apartments, it manages solo. Another "trick" by Viviane: the choice of holiday rental. "This formula provides short leases, or a year. Thus, it is easier to separate from a deadbeat tenant. "

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For her, the acquisitions will stop, "because this investment is not worth the shot," given the rise in property prices in particular. "Every studio brings me 6%. But if I bought the same day, the yield would fall to 2.5 or 3%. "Soon to retire, Viviane Heritage is satisfied that it has formed. "My pension should be around 1.300euros month.

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November 18, 2011

If the crisis is undermining the morale of French households as a whole, those who are wealthy are not immune, far from it. The TNS Sofres auscultates regular relations of people with a financial wealth than 75,000 euros-the tributaries in the jargon-marketing with their bank. The final component of this study in October with 500 people shows that they live particularly bad crisis make quick cash.

The stock market turmoil of recent months are probably a part of the explanation. Indeed, in the previous survey in May, 55% of wealthy households thought that the decline in the stock market was behind them, and 44% felt that there was no risk of another financial crisis …

Since then, things have changed dramatically.

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November 16, 2011

What is the waiting period?

The waiting period is the period at the beginning of the sickness, during which Social Security does not compensate the employee. For those in the private sector, this period is currently three days. They are beginning to reach compensation only from the fourth day of absence. As part of the austerity plan, this period will be increased to four days in the private sector, and one day in the three public functions no fax payday loans. But in practice, only a minority of employees do not receive anything in the first three days, most companies shall bear all or part of the time (see below).

The waiting period have the same impact for all employees?

For many employees, it is painless. According to the Ministry of Budget, 70% of them are covered by a collective agreement that provides for the assumption by the employer of all or part of the waiting period.

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November 11, 2011

"The European economic recovery was interrupted." The verdict of the European Commission, which presented on Thursday its autumn forecasts for 2011-2013, is categorical. According to Brussels, all signals of the economy are red. "The sharp drop in confidence hinders investment and consumption, while the slowdown in global growth reduces export and fiscal consolidation to operate emergency weigh on domestic demand." Accordingly, the Institution provides a low growth for the EU in 2012, about 0.6% against 1.9% forecast last spring. In the euro area, GDP is expected to show a slight increase of 0.5%.

The return to growth, albeit slow, is scheduled for 2013 (1.3% in euro area and 1.5% in the EU). Unless additional shock …

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November 9, 2011

Italy does approach the point of no return? Some finance ministers could not help looking up to heaven on Tuesday, after a new camera in Brussels, while two indicators concern for the future of the single currency were turning to red: the level interventions of the ECB to calm the markets and the cost at which borrows the European Financial Stability Fund (EFSF), which constitutes the first line of defense if Italy were to switch after Greece, Portugal and Ireland.

The ministers of the euro seems to have learned anything from their Italian counterpart Giulio Tremonti, who came to Brussels to plead the cause of a Berlusconi government now condemned. "Markets drink the cup for a week, but Rome means the same song," laments a spokesman. Italy, in turn, "enters the vicious circle", continues a senior official.On another front to defend the euro, the EFSF has faced 104 basis points above the rate paid on its debt (3.59%) to place its 3 billion euros of bonds. The bailout fund retains its AAA, but it seems already sealed by the ball Italian. "The cordon sanitaire erected around Greece is showing signs of collapse, 'says a senior official.

Specter of a meltdown

The establishment of the famous "firewall", arrested Oct. 26 at the top of the euro, was precisely the issue of the appointment of the Eurogroup in Brussels. After the political decision, it remains to fill the coffers of the EFSF new way: European budgets are already in the grip and large foreign investors reluctant to buy its bonds in an atmosphere poisoned by the specter of a collapse in Italy.

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November 8, 2011

One week after the personnel of Air France, the SNCF rail workers are also being on strike. Under the impetus of the railway section of the European Federation of Transport Workers (ETF), the CGT, UNSA, the CFDT and CFTC began Monday evening at 20h a protest movement that will end at 8 am Wednesday morning.

Consequence: the traffic is slightly disrupted Tuesday. The TGV normally roll axis except Atlantic routes, where seven out of 10 will be provided. For Transiliens – Paris commuter trains – three out of four trains roll on average during peak hours. As for the TER (regional trains), they are also three sets of four that will work.

The situation was complicated, however, on Tuesday morning in the Paris area RER B cash advance. Surla The RATP staff working on this line have invoked their right to withdraw following the discovery of asbestos on some trains.The traffic of this line is very upset: no train run from the Gare du Nord and Saint-Rémy-lès-Chevreuse (Yvelines) between 10:30 and 16:00, and only two on a train run between 7am and 9am and from 16h .

On the other RER lines operated by the SNCF, the traffic is normal on lines A and E. Two out of three trains running on lines B and C, while 7 out of 10 trains run on the line D.

A journey of two will also be provided on average for the Intercity day, with normal traffic on the routes Paris-Clermont-Ferrand, Paris-Limoges-Toulouse and Paris-Amiens-Boulogne.

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November 4, 2011

Cuba is a small step towards a market economy. The island has in fact passed a law on the property that, for the first time, allow Cubans to buy or sell their homes according to market rules. The economic reform is the most ambitious ever attempted by the government of Raul Castro. It could have a significant impact both on the urbanization of cities as the class of the island, says the New York Times.

The new law should take effect on November 10 next, according to a newspaper controlled by the state. And while some details remain to be defined, the new device promises to revolutionize the current management of housing in Cuba. In fact, for the first time since the beginning of the revolution, the buyers and sellers of real estate will be allowed to freely establish prices.

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